Property Managers
Drive better decisions on the ground, portfolio-wide.
The AI Risk Platform for commercial real estate
The AI Risk Platform
for commercial real estate
A system of record for insurance policies, COIs, SOVs, claims and coverage data, built for proactive risk management. AI analyzes every building in your portfolio and flags risks before they cost you.
Built with owners managing 1M+ multifamily units and 500M+ commercial SF nationwide
The AI Risk Platform for commercial real estate
Own the data that
decides your insurance.
Your coverage data lives scattered across brokers, carriers, and inboxes. Open brings it into one record you own and control, enriched into the most complete profile of every property, so the data that decides your pricing finally works in your favor.
“We re-ran the exact same catastrophe model twice: once with the thin spreadsheet, once with the details filled in. Nothing about the buildings changed. Only the data did, and the modeled loss fell off a cliff.”
- Key properties in high-risk zones lack coverage. The portfolio faces major disaster risks, especially in concentrated urban areas.
- You're overpaying for flood coverage by 20% versus a highly competitive flood market. See where pricing should land.
- Meadows apartments show missing shingles, a leading indicator of roof leaks and water damage. Review the flagged roofs.
- Your loan documents carry stricter insurance terms than market. Learn what to negotiate at acquisition and refinance.
- You're over-covered by $5M based on your TIV and loan document requirements. See the impact of right-sizing limits.
- Your Jersey City property is not meeting current lender insurance requirements. Review the gap and required fixes.
Three reasons owners
switch to Open.
Data nobody else has
Everyone else sees a thin SOV. Open’s proprietary AI scans the world’s data to build the most comprehensive picture of your portfolio, enriching every building with the construction, condition, and risk details that actually move modeled loss.
Up to 40% off your premium
Carriers price what they can see; thin data gets priced against you. Open fills in the rest.
See the case study
Institutional risk management
Historically, only the largest owners could afford a dedicated risk consultant. Open is the collective hive mind of every risk consultant, overlaid on the universe of data and risk factors, working for every owner.
Open’s platform
One platform.
Every angle on your risk.
The platform
Outcomes first.
Products second.
Six products built on one record you own. Click any card to see how it works for your portfolio
- 01Cut your premium by up to 40%Living SOV: fill the property details that change modeled loss, refreshed quarterly
- 02Answer any lender in minutesSystem of Record: every policy, COI, SOV, and loss run, searchable by property, entity, lender, and coverage
- 03Find the gaps before they find youAI Risk Consultant: coverage, limits, deductibles, and overlaps reviewed continuously
- 04Know the impact of your claimClaims Suite: run the math, track every claim, and get help managing it. Decide · Manage · Advocate
- 05See what insurance should costPricing Intelligence: benchmark premiums and deductibles against comparable placements
- 06Make your whole team fluentInsurance Academy: plain-English lessons on how insurance works, from coverage types to policy terms to claims.
Open’s ecosystem
Designed for owners.
Built for every CRE stakeholder.
Owners
Take control of pricing and risk for every property you own.
Consultants
Spend the engagement on judgment, not data assembly.
Brokers
Walk into market with real leverage for every client you serve.
What customers
are saying.
Topaz CapitalPrincipal
Open finally gave us one clear picture — every policy, property, and renewal issue in one place.
Olive Tree HoldingsPrincipal
Every policy, property, and renewal now lives in one record we actually own and control.
CLK PropertiesPrincipal
For the first time, we walked into a renewal with real leverage and clean data.
Freeman WebbVP, Asset Management
Our SOV used to be a guess; now the carrier sees the building we actually own.
Volunteer PropertiesDirector of Risk
Renewal prep went from a three-week scramble to an afternoon — the data was already there.
FAQ
Frequently asked questions
Everything you need to know about Open Insurance.
“We re-ran the exact same catastrophe model twice: once with the thin spreadsheet, once with the details filled in. Nothing about the buildings changed. Only the data did, and the modeled loss fell off a cliff.”
Open Insurance is a system of record for commercial real estate insurance: policies, COIs, SOVs, claims, and coverage data for every property, in one place, built for proactive risk management. AI analyzes every building in your portfolio, answers coverage questions instantly, and flags risks before they cost you.
Open Insurance is built for the people accountable for risk and insurance across a portfolio, starting with commercial real estate owners. Property managers, operators, investors, risk managers, and asset managers work in it too, alongside the brokers who handle their coverage. If the portfolio is yours, so is the platform.
It starts with your documents. Upload policies, COIs, endorsements, and SOVs. AI extracts the key terms: limits, deductibles, named insureds, exclusions, effective dates, then ties each to the correct property and entity. That structured data combines with property and hazard information, so you can ask coverage questions in plain language, spot gaps and underinsured assets, and track renewals across the whole portfolio.
Our extraction achieves over 99% accuracy on standard insurance documents. Multiple independent systems check the results for consistency, and any discrepancies are flagged with a confidence score and reviewed by a human against the source document before the data is finalized.
It puts you in control of your own insurance program. Coverage, limits, exposure, and claims data stay current across every property, so you catch gaps early, insure acquisitions correctly, and go to market with clean, verified data instead of a last-minute scramble. Underwriters price uncertainty; the less of it in your submission, the stronger your position and pricing.
Most teams are up and running within 24 hours. Your part is sending the documents. Ours is everything else: we migrate them, configure your portfolio structure, and onboard your team. Day one ends with your portfolio in the system, not on a project plan.
See what your insurance data has been hiding.
Bring one property or the whole portfolio.
We will show you what Open can organize, enrich, and surface.
