A letter from Open Insurance: We built Open because owners never controlled the data that decides their insurance
Market
Commercial property insurance rates are softening into 2027. Here is what CRE owners should know about pricing, capacity, and the valuation issue underneath it.
By Open Insurance
Risk management
The core components of a commercial real estate risk management program, explained in plain language, and how each one supports insurability and property performance.
Underwriting
Four building systems drive most commercial property underwriting decisions. What carriers ask about each, what the answers mean, and why they matter.
Policy basics
Your declarations page summarizes your entire commercial property policy. A plain language walkthrough of every element and what it actually controls.
Policy basics
Three valuation methods, three very different claim outcomes. A plain language comparison for commercial real estate owners.
Coverage
Five coverage gaps that appear repeatedly in CRE insurance programs, why they develop, and how to close them before a loss.
Renewals
A month by month timeline for preparing, positioning, and negotiating a commercial property insurance renewal, with the industry terms explained.
Acquisitions
A step by step approach to forecasting insurance costs in commercial real estate acquisition underwriting, and the assumptions that most often go wrong.
Risk management
Practical ways to engage property teams, strengthen accountability, and reduce preventable losses across a commercial real estate portfolio.
Risk advisory
Learn the difference between a commercial real estate risk advisor and an insurance broker, how each one is paid, and which role fits your portfolio.
