Market reports

Global Insurance Market Index - US Insurance Rates (Q2 2026)

Q2 2026 editionMarsh

Marsh tracks what its own clients actually pay at renewal, which makes this one of the cleanest reads on where pricing is heading.

2026 Q2 Umbrella and Excess Market Update

July 18, 2026Risk Placement Services

A quarterly devoted entirely to the coverage sitting above your primary liability policy, which is where CRE owners are feeling the most pain. Loss trends are holding at 12% to 15%.

Navigating the 2026 Wildfire Season: What Agents Need to Know

July 9, 2026MiniCo Insurance Agency

Wildfire is now the fastest-growing catastrophe peril globally, with insured losses climbing roughly 12% a year, and the exposure has spread well past California. The shift owners should understand is in how carriers price it.

Lenders and Compliance: How Ongoing Changes Reshape the Market

June 22, 2026Amwins

The multifamily counterpart to the HUB piece. Lender requirements are tightening at the same time the market is changing what it will sell you, which can put your loan documents and your policy on a collision course.

What Commercial Real Estate Borrowers Need to Know About Lender Insurance Requirements

June 3, 2026HUB International

The most directly actionable piece in this set if you have a refinancing coming. Lenders often run their own replacement cost estimates and land on numbers higher than an owner can realistically insure, leaving you technically underinsured against the loan's benchmark.

Real Estate Markets In Focus (Q2 2026)

May 27, 2026IMA Financial Group

IMA argues that insurance has stopped behaving like a stable operating expense and now moves cash flow, valuations, development timelines, and financing outcomes. Property pricing is improving, but only for well-managed assets outside catastrophe zones.

Insurance Marketplace Realities 2026 Spring Update

May 2026WTW

WTW's twice-yearly report forecasts rates across more than 30 lines of coverage and is the closest thing the industry has to a standard reference.

Q2 2026 U.S. Property Market Dynamics Report

May 2026Aon

Aon publishes this quarterly from its own placement data, tracking rates, limits, deductibles, and how much coverage insurers will actually put up.

Treating Water Like Fire: Loss Prevention Strategies for 2026

March 2, 2026Marsh McLennan Agency

Water damage has passed fire as the leading cause of property loss in multifamily and commercial real estate, and it shows up as repeated six-figure events rather than one catastrophe.

State of the Market: A Focus on Builder's Risk (H1 2026)

H1 2026 editionAmwins

For anyone with ground-up or major renovation work underway, this covers the coverage that protects a project during construction. Capacity is abundant and pricing competitive, creating an opening to remove restrictions forced on developers during the hard market.

2026 Commercial Real Estate Industry Outlook

February 20, 2026Marsh McLennan Agency

A sector outlook organized by property type. Multifamily fundamentals are solid, but underwriting friction is rising from aging building systems, more frequent water damage, and crime concerns. Hospitality scrutiny is focused on staff turnover and access control.

2026 Real Estate & Hospitality Market Update

February 2026Lockton

Lockton gives specific numbers by asset type. Apartment property capacity is plentiful and ground-up rates on wood-frame construction are down 5% to 15%, with 20% to 30% reductions available on shared and layered programs.

2026 U.S. Real Estate Outlook

2026 editionHUB International

Written for real estate investors and owners rather than insurance buyers generally. HUB expects profits to stay under pressure and walks through how insurance costs interact with interest rates, refinancing, and liquidity.

2026 Climate and Catastrophe Insight

2026 editionAon

Aon's annual catastrophe report contains a finding that should reshape how owners think about location risk: severe convective storms, meaning hail, tornado, and straight-line wind, have passed hurricanes as the costliest insured peril of this century.

State of the Market: 2026 Outlook

December 9, 2025Amwins

Amwins explains why property got cheaper: a wave of new insurers, syndicates, and MGAs entered the market, and rate cuts commonly ran from high single digits to 25% or more in 2025. Owners are winning back lower deductibles and broader wording.

Real Estate and Hospitality Casualty Markets Face Challenges in Capacity and Rate

July 11, 2025Amwins

Background on why general liability and umbrella coverage got hard for apartments and hotels specifically. Claim frequency and severity pushed long-running insurance programs out of business and forced remaining carriers to rethink the class.

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