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Report

Real Estate and Hospitality Casualty Markets Face Challenges in Capacity and Rate

AmwinsJuly 11, 20252 min read

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Market Overview

Background on why general liability and umbrella coverage got hard for apartments and hotels specifically. Claim frequency and severity pushed long-running insurance programs out of business and forced remaining carriers to rethink the class. Assault and battery, hired non-owned auto, and liquor liability are the exposures driving pricing and the tightest underwriting scrutiny.

About Amwins

Amwins is a specialty insurance distributor operating across brokerage, underwriting, global risks, and group-benefit solutions. Its real estate capabilities sit within a broader specialty platform spanning property, casualty, construction, hospitality, environmental, healthcare, manufacturing, and other sectors.

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